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Welcome to our website. 

If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern our relationship with you in relation to this website.

If you disagree with any part of these terms and conditions, please do not use our website.

The terms ‘us’ or ‘we’ refers to the owner of the website.

The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only.  

This document is subject to change without notice.

Neither we nor any third party provides any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose.

You acknowledge that any information and materials you find in this website may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is done so entirely at your own risk, for which we shall not be held liable.

It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us.

This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

From time to time, this website may also include links to other websites.

These links are provided for your convenience to provide further information.  This does not signify that we endorse the website(s) and/or products available within those links.

We have no responsibility for the content of the linked website(s) and shall not be held responsible if you choose to use them.

Privacy Policy and Earning Disclaimer

WE UNDERSTAND THAT PRIVACY ONLINE IS IMPORTANT TO OUR USERS, ESPECIALLY WHEN CONDUCTING BUSINESS. THIS STATEMENT GOVERNS OUR PRIVACY POLICIES WITH RESPECT TO THE USERS OF THIS SITE (“VISITORS”) WHO VISIT WITHOUT TRANSACTING BUSINESS AND USERS WHO REGISTER TO ENGAGE IN AND/OR CONDUCT BUSINESS TRANSACTIONS ON THE SITE (“AUTHORIZED CUSTOMERS”).AND MAKE USE OF THE VARIOUS SERVICES OFFERED BY WEBSITE SALES FUNNELS COLLECTIVELY, (“SERVICES”) 

PERSONALLY, IDENTIFIABLE INFORMATION REFERS TO ANY INFORMATION THAT IDENTIFIES OR CAN BE USED TO IDENTIFY, CONTACT, OR LOCATE THE PERSON TO WHOM SUCH INFORMATION PERTAINS, INCLUDING, BUT NOT LIMITED TO, NAME, ADDRESS, PHONE NUMBER, FAX NUMBER, EMAIL ADDRESS, FINANCIAL PROFILES, SOCIAL SECURITY NUMBER, AND CREDIT CARD INFORMATION.

PERSONALLY IDENTIFIABLE INFORMATION DOES NOT INCLUDE INFORMATION THAT IS COLLECTED ANONYMOUSLY (THAT IS, WITHOUT IDENTIFICATION OF THE INDIVIDUAL USER) OR DEMOGRAPHIC INFORMATION NOT CONNECTED TO AN IDENTIFIED INDIVIDUAL. WHAT PERSONALLY IDENTIFIABLE INFORMATION IS COLLECTED.

WE MAY COLLECT BASIC USER PROFILE INFORMATION FROM ALL OF OUR VISITORS. WE COLLECT THE FOLLOWING ADDITIONAL INFORMATION FROM OUR AUTHORIZED CUSTOMERS:

THE NAMES, ADDRESSES, PHONE NUMBERS AND EMAIL ADDRESSES OF AUTHORIZED CUSTOMERS, THE NATURE AND SIZE OF THE BUSINESS, AND THE NATURE AND SIZE OF THE ADVERTISING INVENTORY THAT THE AUTHORIZED CUSTOMER INTENDS TO PURCHASE OR SELL. THIRD PARTY SERVICE VENDORS (SUCH AS CREDIT CARD COMPANIES, CLEARINGHOUSES, AND BANKS) WHO MAY PROVIDE SUCH SERVICES AS CREDIT, INSURANCE, AND ESCROW SERVICES MAY COLLECT ADDITIONAL FROM OUR VISITORS AND AUTHORIZED CUSTOMERS, WE DO NOT CONTROL NOR ARE WE RESPONSIBLE FOR HOW THESE AGENCIES USE THIS INFORMATION, EACH OF THESE COMPANIES WILL HAVE THEIR OWN PRIVACY POLICY.  WE DO HOWEVER STRIVE TO USE ONLY COMPANIES WITH CLEAR PRIVACY POLICIES THAT ARE PUT IN PLACE TO PROTECT OUR USERS. 

HOW DOES OUR SITE USE PERSONALLY IDENTIFIABLE INFORMATION:

WE USE PERSONALLY IDENTIFIABLE INFORMATION TO CUSTOMIZE THE SITE, TO MAKE APPROPRIATE SERVICE OFFERS, AND TO FULFILL BUYING AND SELLING REQUESTS ON THE SITE. WE MAY EMAIL VISITORS AND AUTHORIZED CUSTOMERS ABOUT RESEARCH OR PURCHASE AND SELLING OPPORTUNITIES ON THE SITE OR INFORMATION RELATED TO THE SUBJECT MATTER OF THE SITE.

WE MAY ALSO USE PERSONALLY IDENTIFIABLE INFORMATION TO CONTACT VISITORS AND AUTHORIZED CUSTOMERS IN RESPONSE TO SPECIFIC INQUIRIES, OR TO PROVIDE REQUESTED INFORMATION

HOW IS PERSONALLY IDENTIFIABLE INFORMATION STORED:

PERSONALLY IDENTIFIABLE INFORMATION THAT WE COLLECT IS SECURELY STORED AND IS NOT ACCESSIBLE TO THIRD PARTIES OR EMPLOYEES EXCEPT FOR USE AS INDICATED ABOVE.  

AUTHORIZED CUSTOMERS MAY OPT OUT OF RECEIVING UNSOLICITED INFORMATION FROM OR BEING CONTACTED BY US AND/OR OUR VENDORS AND AFFILIATED AGENCIES BY RESPONDING TO EMAILS AS INSTRUCTED

.

COOKIES USED ON THE SITE 

COOKIES ARE USED FOR A VARIETY OF REASONS. WE USE COOKIES TO OBTAIN INFORMATION ABOUT THE PREFERENCES OF OUR VISITORS AND THE SERVICES THEY SELECT.  WE ALSO USE COOKIES FOR SECURITY PURPOSES TO PROTECT OUR AUTHORIZED CUSTOMERS. FOR EXAMPLE, IF AN AUTHORIZED CUSTOMER IS LOGGED ON AND THE SITE IS UNUSED FOR MORE THAN 10 MINUTES, WE WILL AUTOMATICALLY LOG THE USER OFF.

HOW DO WE USE LOGIN INFORMATION:

WE USE LOGIN INFORMATION, INCLUDING, BUT NOT LIMITED TO, IP ADDRESSES, IPS, AND BROWSER TYPES, TO ANALYZE TRENDS, ADMINISTER THE SITE, TRACK A USER’S MOVEMENT AND USE, AND GATHER BROAD DEMOGRAPHIC INFORMATION.  

DISCLOSURE OF PERSONALLY IDENTIFIABLE INFORMATION TO COMPLY WITH LAW.  

WE WILL DISCLOSE PERSONALLY IDENTIFIABLE INFORMATION IN ORDER TO COMPLY WITH A COURT ORDER OR SUBPOENA OR A REQUEST FROM A LAW ENFORCEMENT AGENCY TO RELEASE INFORMATION. WE WILL ALSO DISCLOSE PERSONALLY IDENTIFIABLE INFORMATION WHEN REASONABLY NECESSARY TO PROTECT THE SAFETY OF OUR VISITORS AND AUTHORIZED CUSTOMERS.  

 

HOW DOES THE SITE KEEP PERSONALLY IDENTIFIABLE INFORMATION SECURE: 

ALL OF OUR EMPLOYEES ARE FAMILIAR WITH OUR SECURITY POLICY AND PRACTICES. THE PERSONALLY IDENTIFIABLE INFORMATION OF OUR VISITORS AND AUTHORIZED CUSTOMERS IS ONLY ACCESSIBLE TO A LIMITED NUMBER OF QUALIFIED EMPLOYEES WHO ARE GIVEN A PASSWORD IN ORDER TO GAIN ACCESS TO THE INFORMATION.  WE AUDIT OUR SECURITY SYSTEMS AND PROCESSES ON A REGULAR BASIS. SENSITIVE INFORMATION, SUCH AS CREDIT CARD NUMBERS OR SOCIAL SECURITY NUMBERS, ARE PROTECTED BY ENCRYPTION PROTOCOLS, IN PLACE TO PROTECT INFORMATION SENT OVER THE INTERNET. WHILE WE TAKE COMMERCIALLY REASONABLE MEASURES TO MAINTAIN A SECURE SITE, ELECTRONIC COMMUNICATIONS AND DATABASES ARE SUBJECT TO ERRORS, TAMPERING AND BREAK-INS, AND WE CANNOT GUARANTEE OR WARRANT THAT SUCH EVENTS WILL NOT TAKE PLACE AND WE WILL NOT BE LIABLE TO VISITORS OR AUTHORIZED CUSTOMERS FOR ANY SUCH OCCURRENCES. 

TERMS OF SERVICE FOR MEMBERS

Once you have agreed to be a member of LOAS by signing up for our monthly membership site, you hereby agree to pay the monthly fee until which time as you cancel in writing via email to our support desk email which is available in your membership platform. LOAS has a no refund policy outside of the 14-day trial period. Upon cancellation members will remain active until the end of that paid period (i.e the month they have already paid for) All cancellations will become effective at the end of the current paid period. Should any member wish to cancel they may do so at any time as outlined above.